Compare Credit Cards for Bad Credit

On this page, we feature unsecured bad credit offers with competitive APRs and moderate annual fees. Some of the best card issuers online offer individual approach to each applicant and set up their interest rates and finance charges based on the applicant's score rating. So, if your credit is closer to average, you are very likely to get a more favorable APR.

On the other hand, if your rating is seriously damaged, you may be offered a secured line of credit that requires you to provide cash collateral deposit to qualify. Irrespective of what type of card you qualify for, secured or unsecured, it is a great way to rebuild or reestablish your credit.

If you use your card responsibly, pay your bills always on time and keep balances below the card limit, very soon you'll see your credit improved. However, your ability to manage your card this way depends on how well this card suits your financial standing and lifestyle. Therefore it is critically important that you apply for the right card for your particular situation.