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Gold Delta SkyMiles® Credit Card
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Minimum Requirement
Excellent Credit ..
750-850
Good Credit .......
660-749
Fair Credit ..........
620-659
Poor Credit .........
350-619
No Credit ..................
0-0
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CREDIT CARD DETAILS

Credit Card Details
Discover® Motiva Card
Credit Card Details

Discover® Card

Discover® Motiva Card

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Card Highlights:  

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:  
For explanation of each icon click here
Miles Cash Points Charity
 
About:  
  • 3.99% Intro APR.
  • No Annual Fee.
  • 5% to 20% Cashback Bonus.
  • Earn up to 1% Cashback Bonus on all other purchases.
  • Double Cashback Bonus on grocery store purchases in November and December.
  • Pay-On-Time Bonus® equal to a full month′s interest added to your Cashback Bonus account.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone.
  • Automatic email reminders when a Payment Due Date is nearing or when a payment has been made.
  • Unlimited cash rewards.
Zero Liability
 
Credit Card Rates  
Purchases:

Introductory APR:

3.99%

Introductory Period:

6 months

Ongoing APR:

10.99%±

Default APR:

28.99%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

 
Balance Transfers:

Introductory APR:

3.99%

Introductory Period:

12 months

Ongoing APR:

10.99%±

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

23.99%

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
Credit Card Transaction Fees  
Balance Transfer Fees:

Minimum:

n/a

Fee Rate:

3%

Maximum:

n/a

 
Cash Advance Fees:

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

 
Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

 
Credit Card Other Fees  
Initial Fees:

Setup Fee:

$0

 
Maintenance Fees:

Annual Fee:

$0

 
Penalty Fees:

Late Payment Fee:

$19

± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
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