Online Credit Card Help

Thank you for asking your question, Dianna. There are quite a number of credit cards that offer 0% interest rate on balance transfers. It can be a balance transfer card, any rewards card, or deal with low interest rate, and so on. 0% interest rate on balance transfer is a really dream feature that every cardholder would want to have. But, unfortunately, these dreams are far from reality. There are no deals that come with 0% APR on balance transfers or purchases for life. This would have been extremely loss-making for lenders to issue such cards. You see, credit companies and banks are commercial financial institutions, they have to make profit somehow. And interest, as well as fees that consumers pay for using credit cards, are number one income items for lenders. Interest-free loans and credit cards are possible only when it comes to some non-profit organizations or friends and family. You can find a deal with really favorable terms and 0% introductory APR on balance transfers that can last up to 18 month, but not for life of an account.