 |
|
Date:
November 21, 2006, 12:52 am |
 |
I have a Chase VISA card [actually 2 of them]. I see the rewards points listed on the monthly statements. They have an expiration date in 2008. But I can't find any information online or in the statements that tells me how I redeem them. Somehow I intuit I have to claim the rebates at some point of accumulation.
Can you give me information on how I redeem them and where the information is located? Much obliged. |
| Answer: |
 |
Unfortunately, the order of redeeming points is beyond our competence and to find it out in detail you should turn to Chase customer service. They must explain everything to you.
Best regards,
Manager of Immediate Credit Card Care Service |
|
 |
|
Date:
November 21, 2006, 12:55 am |
 |
unemployed and need card for financial relief |
| Answer: |
 |
Dear Mr. Barwick,
actually credit cards are never a tool for financial relief :), but if you are eager to get one, you should ask for your credit report and apply for a card accorgingly, in the field "Income" you can enter the sum of money you receive as an unemployed.
Best,
Manager of Immediate Credit Card Care Service |
|
 |
|
Date:
November 21, 2006, 12:57 am |
 |
I received a privacy policy notice in the mail, but I do not have a card. The notice was from Aspen, could you please tell me whether I have a card floating around that I know nothing about? |
| Answer: |
 |
You should immediately call the bank and ask if the card had been sent to you. There can be some problems in the bank or with mail delivery, so clear it out as soon as possible.
Best,
Manager of Immediate Credit Card Care Service |
|
 |
|
Date:
November 21, 2006, 3:52 am |
 |
i have given you all of my information , now how fo I pay my bill ? |
| Answer: |
 |
We provide information on the credit card offers from
the banks and help the customers to choose the right
credit card for him/her, making it convenient to look through
details and compare the offers. We do not give any contact information
of the banks and credit card companies and have no access to the customers'
private information and application status.
Best,
Manager of Immediate Credit Card Care Service |
|
 |
|
Date:
November 21, 2006, 7:15 am |
 |
Is there a way to apply for an instant-approval card and to immediately be able to begin using it (without waiting for an actual card to arrive in the mail)? |
| Answer: |
 |
There are credit cards that enable the cardholders to use onle the number of the card before getting them, but we do not carry such credit cards at our site, unfortunately.
Best regards,
Manager of Immediate Credit Card Care Service |
|
 |
|
Date:
November 21, 2006, 11:54 pm |
 |
does closing a credit card account hurt my credit score |
| Answer: |
 |
Unfortunately, it does. Even if you pay off all the balance on your credit card, it is better if you leave the credit line open. Thus, you are still ranked as a credit card holder and so - a client of your bank. What's more, a good credit client.
Best wishes,
Manager of Immediate Credit Card Care Service. |
|
 |
|
Date:
November 24, 2006, 4:53 am |
 |
Dear Sir, Over I month ago I tried to apply for an Exxon-Mobil credit card. I filled out the information page from an application form that I picked up at the gas station. I filled out the information for our local leader, Sister John Mary Jackson. The application has her name on it. The users of the card will be the Sisters of the Holy Family on 1755 Corbitt Street, Shreveport, LA. Our phone number is 318-213-7028. I left my cell phone number in case anyone called and I was not at home. 318-730-4329. This is not the first time that Sister John Mary Jackson has tried to apply for a credit card. Could you tell me what possibly could the problem be? I cannot get a response by phone because I am asked for an account number which we do not have yet because we cannot get a response from anyone. Please, help me. Sister Rita Darensbourg |
| Answer: |
 |
Probably, you were simply denied for those credit cards. The reason for that can be insufficient credit score (gas credit cards usually require good credit). You should apply to the credit bureau and get your credit report, and only after that you'll be able to apply for credit cards according to it. Denials only damage your credit, so you should be careful. And never leave your personal information for public view.
Best of luck,
Manager of Immediate Credit Card Care Service |
|
 |
|
Date:
November 24, 2006, 4:57 am |
 |
To Whom It May Concern: I am trying to apply for the Discover Card Platinum card; however, there are a few fields that don't apply to me. For example, I do not own or rent a home; therefore, I should be able to skip that field of questions. What can I do if there are fields that do not apply to me? It would be beneficial if I could speak to a representative from your company, in order to complete this application properly. Thanks, Lynette |
| Answer: |
 |
If you don't have a house, you should anyway write about it in the application form. If something is unclear to you, you should just call the bank and ask them about the details.
Best,
Manager of Immediate Credit Card Care Service |
|
 |
|
Date:
November 27, 2006, 11:54 pm |
 |
if i apply today and get approve, how soon can i get to use the card? |
| Answer: |
 |
If you are approved for a credit card, you will get it by mail within a week up to 30 days since the day of approval.
Best,
Manager of Immediate Credit Card Care Service |
|
 |
|
Date:
November 29, 2006, 2:09 am |
 |
Do you charge a service fee for purchases made in a foreign currency? |
| Answer: |
 |
Our site doesn't charge any fees at all.
It is your bank that can charge a fee for foreign currency transactions, these fees may vary from 2% to 5-6% of the amount, and sometimed the minimal and maximum fees are maintained. Besides, some credit cards do not imply such kind of service, so you should ask all the details in your bank.
Best,
Manager of Immediate Credit Card Care Service |
|
|