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Displaying 40 to 50 (of 92 questions)
Page:   5 of 10
User Date:
June 29, 2007, 2:39 am
Expert Somehow you have gott\'en my bank Acct. info and debited my checking acct. $149.95. I do not do business with your company and never have. Please return my money to my Acct. Patricia Cunningham 18*** Page Rd. Canehill, Ar. 72*** Ph.# 479-848-****
Answer:
User Actually the purpose of our site is to provide the credit card applicants with up-to-date information and present online credit card applications for all categories of consumers. If you read our privacy policy regulations, you'll see that it's the cornerstone of our strategy to secure all the data you deliver us by means of the most efficient techniques. Also, it is our rule not to give out your personal information to third parties without your preliminary permission or unless the law regulations require it. More than that, we personally don't have access to your accounts, as well as we can't take out or put money on them. Therefore, if something went wrong with your account, this might have been the bank's mistake or something of the kind, so, apply to the bank as soon as possible to clear out the situation.
User Date:
June 29, 2007, 2:41 am
Expert we would like to tranfer to a low interest credit card but have a high balance of 18,000 to tranfer. our credit score is in the excellent range. what would you sugest?
Answer:
User As your credit score is in the excellent range, you possess an excellent credit card history. In this respect you can be eligible for the best credit card deals for an excellent credit. If you are looking for a low interest credit card, at credit-spy.com there’s a wide range of low interest rate credit cards with such a benefit as balance transfers. Mind that, low interest rate credit cards allow you to save more money than with other credit card deals. So, for clients who are able to establish a good and excellent credit and get good credit card deals, we are glad to present the best low interest credit cards with balance transfers. Please, before you apply online, study the terms and conditions of every credit card carefully not to be denied and thus, not to damage your credit.
User Date:
June 29, 2007, 2:50 am
Expert I want to know why I have a bill showing that I owe you all over $700.00! I am very upset about this. I have never in my life owned a credit card and have never wanted to because I know that they get you in debt. I found this out from a mortage company while I was having them see if I would qualify to get a loan for my first home. How could you all not be so careful in how you run your company? This has ruined my dream of owning my first home. I have no proof that this was done. But I do know that I DID NOT give anyone the ok to send me a credit card or to have one set up. I have never before in my life recieved a letter from you all, much less a credit card. Now how can it be possible to say that someone owes you that much money? I did'nt even know an aspen credit card existed. I know one thing I WILL NOT pay for something that I did not use. I would respectfully pay the bill if I owed it but that's not the case here. Maybe it could of happened ov! er the enternet or maybe you sent it after I
Answer:
User You seem to be a scam-victim, and what you're strongly recommended to do is to throw away pre-approved credit card invitation you've been sent, because you never have to pay for something until you've got it. Unfortunately, scam has become a routine practice nowadays. In the USA scam can be reported to the Federal Trade Commission (FTC) and to local and regional authorities. Perhaps, it would be a good decision, if you contact them as soon as possible and tell about your problem. Honestly, the purpose of our site is to provide the credit card applicants with up-to-date information and present online credit card applications for all categories of consumers. If you read our privacy policy regulations, you'll see that it's the cornerstone of our strategy to secure all the data you deliver us by means of the most efficient techniques. Also, it is our rule not to give out your personal information to third parties without your preliminary permission or unless the law regulations require it. More than that, we personally don't have access to your accounts, as well as we can't take out or put money on them. And, it goes without sending it's not we, who send pre-approved invitations for credit card activation and things like that. Therefore, if something went wrong with your account, this might have been the bank's mistake or something of the kind, so, apply to the bank as soon as possible to clear out the situation.
User Date:
June 29, 2007, 2:51 am
Expert i want a exellent credit card (10000$) free
Answer:
User If you want to apply for one of excellent credit cards, you should have credit score between 750-850. Excellent credit cards do provide credit limit, you want to have ($10,000), therefore your task is just to compare credit card applications online and choose card with the most inviting terms and rewards. Remember, you do not have to pay for filling in online credit card application with us! However, we can recommend you to consider some tips to avoid regretting in your choice because of high hidden fees. The APR (annual percentage rate) is an obvious consideration, but fees can be astronomical with some cards and should be given some serious review. Each card has their own billing structure and they can call these fees any number of different things: participation fee, monthly service charge, over limit fee, phone payment fee, late fee, annual membership fee etc. These fees also eat up your credit limit and you will be charged over limit fees if their fees take you over the limit. Many of these fees can be avoided by being on time and paying by check or online. Making phone payments, going over the limit, or being late will cost you significantly. So look carefully at the list of fees, which is inevitable, and choose the card with the shortest one!
User Date:
June 29, 2007, 2:52 am
Expert How do I find out the status of my apllication with Centennial Gold?
Answer:
User First PREMIER Centennial Gold credit card is one of bad/no credit cards, ensuring instant decision. To put it differently you'll learn most immediately, if you qualify for this credit card or not. Approved for the card, you'll get it within about 10 days by mail. This card can be a great choice to build credit score. It's an unsecured credit card, demanding no security deposit, it reports to 4 nationwide credit bureaus about your payments, and, what's more, it provides low APR on purchases. Apply for First PREMIER Centennial Gold credit card with us and repair or establish your credit score in due course!
User Date:
November 13, 2007, 2:21 am
Expert Does closing a creditcard account affect you credit rating in a negative way?
Answer:
User Thank you for addressing your requests to our service. Please, note that there are really some ways that closing a credit card may affect your credit score in a negative way. First, you should take into consideration that partially your credit score depends on the length of your credit line, in other words, how long your accounts are opened. At least, make your minimum payments on time, thus, the longer you hold this account, the better. But do not think please, that if you close your existing accounts as soon as possible, it will increase your credit score. For instance, if you have a balance on a credit card and you cancel it, this action will never improve your credit score in any way. Many short credit lines may hurt your score, too. If you have one or two major credit cards for quite a long time, it is really not necessary to get several credit cards which may grant you, say, 10% discount on the first purchase. Be careful and good luck.
User Date:
November 22, 2007, 3:09 am
Expert Hi,

I am looking for credit cards who do not charge balance transfer fee.
Answer:
User Hello, thank you for addressing your requests to our service. We hope our answer helps you. If you a want a balance transfer credit card with no balance transfer fees, we recommend you IN:NYC Card by American Express. This one has $0 Balance Transfer Fee. Note that you can apply for this credit card if you have good or excellent credit. It also has 0% Intro APR for six months, No Annual Fee, and other features. For more detailed information explore our balance transfer credit card deals (find IN:NYC Card and click See Details).
User Date:
November 23, 2007, 3:59 am
Expert I would like a transfer card with zero percent interest. Have good credit.
Answer:
User Thank you for addressing your requests to our service. We hope ouranswer helps you to find a credit card you need. Yes, among our offers, there are credit cards that allow balance transfers and have 0% inroductory APR (or, at least, as low as 3.9% as in case with Discover Motiva Card). Please, explore our 0% APR Credit Card Deals. Some of these, such as Platinum Visa by Chase Bank, have 0% Intro APR both on purchases and balance transfers. Blue from American Express has 0% Intro APR on purchases for 15 months! So you see, there rare quite enough attractive variants to choose from. You are free to apply online when you find a credit card which suits you best!
User Date:
November 26, 2007, 5:47 am
Expert you gave only one company for bad credit and they turned me down. are there any more choices.?
Answer:
User Thank you for addressing your requests to our service. If you applied for a credit card offered by First PREMIER Bank and they refused to approve your application, you shou;ld also keep in mind that there are also secured credit cards. These are offered by Millenium Bank (Black Diamond Visa or MasterCard) and Orchard Bank (Secured MasterCard). In this case you need a collateral to secure your credit. The possibility to get approved in this case is stronger. Please explore our secured credit card applications.
User Date:
December 4, 2007, 9:09 am
Expert If there is a 3% balance transfer fee, is that a one time thing, or every month?3375
Answer:
User Thank you for asking your question. We hope our answer helps you. Balance transfer fee is a single payment charged every time you make a balance transfer. So every time you make a balance transfer, you are charged 3% ($5 minimum). Please note that some of the credit cards do not charge this fee. For instance, at our site we offer IN:NYC Card by American Expess. This one has $0 Balance Transfer Fee. Please explore our balance transfer credit card deals.
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