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User Name:
Randy |
Date:
January 14, 2007, 5:35 pm |
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I filed bankruptcy in April 1998. Have paid with debit card since. How do I re-establish credit for a standard card? |
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If you filed for bankruptcy it is most likely that your credit history's damaged. Still it's not the reason to despair! You can re-establish your credit by means of bad credit cards. Credit cards for people with bad credit history can work wonders with your credit rating eventually. Having obtained a card like this you should make your payments timely, recommend yourself as a reliable client, and your credit history will be rebuilt in due course. Compare online credit card applications from Orchard bank and First PREMIER bank, specializing in credit repairing and make the right choice, which will result in your credit rating improvement!
Best, Manager of Immediate Credit Card Care Service |
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User Name:
katherine tait |
Date:
January 14, 2007, 8:07 pm |
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we would like to tranfer to a low interest credit card but have a high balance of 18,000 to tranfer. our credit score is in the excellent range. what would you sugest? |
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As your credit score is in the excellent range, you possess an excellent credit card history. In this respect you can be eligible for the best credit card deals for an excellent credit. If you are looking for a low interest credit card, at credit-spy.com there’s a wide range of low interest rate credit cards with such a benefit as balance transfers. Mind that, low interest rate credit cards allow you to save more money than with other credit card deals. So, for clients who are able to establish a good and excellent credit and get good credit card deals, we are glad to present the best low interest credit cards with balance transfers. Please, before you apply online, study the terms and conditions of every credit card carefully not to be denied and thus, not to damage your credit. |
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User Name:
Eric Sanchez |
Date:
January 15, 2007, 6:26 am |
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pay the card now true the net |
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Irrespective of credit card issuer inner regulations you can pay you can make your credit card payment in a number of ways. Firstly, you can use ATM, capable of transferring the required sum of money from your, say, debit card to the credit card account, thereby completing the payment procedure. Another way to make a payment is to send money by mail. The quickest way to make your credit card payment is to use Internet. In case your bank has online banking service, you should access the official site of the bank and get registered therein. Thereafter you’ll be transferred to your personal page. Herein you’ll find special forms to fill in for making a payment. Today the banks use all possible securing strategies to protect their clients against fraud, therefore you can feel absolutely safe, making payment online. |
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User Name:
Alice McLaughlin |
Date:
January 15, 2007, 6:27 am |
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According to my bank statement, this website has taken out 150 dollars twice and I have not personally applied online or anything to this website. If you was given my information third party I would like to know about it. I have not given anyone permission to take out 300 dollars of my account and I am upset about it. I will be contacting my bank about it and I will be closing my bank account because of this. It has put me in the red with my account. Alice McLaughlin |
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Actually the purpose of our site is to provide the credit card applicants with up-to-date information and present online credit card applications for all categories of consumers. If you read our privacy policy regulations, you'll see that it's the cornerstone of our strategy to secure all the data you deliver us by means of the most efficient techniques. Also, it is our rule not to give out your personal information to third parties without your preliminary permission or unless the law regulations require it. More than that, we personally don't have access to your accounts, as well as we can't take out or put money on them. Therefore, if something went wrong with your account, this might have been the bank's mistake or something of the kind, so, apply to the bank as soon as possible to clear out the situation. |
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User Name:
VAlerie Rufener |
Date:
January 17, 2007, 10:17 am |
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Hello. i am looking for a credit card that i can transfer outstanding balances onto 2 help improve my credit. i have about 6000 in debt on approx 5 different accounts. want to consolidate these onto one |
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If you are looking for a Balance Transfer Credit Card, our free online resource is the best place to go to. We assist you in making the best credit card deals with balance transfers based on your present credit score. With the convenient online tools provided, you can make a side-by-side credit card comparison, analyzing the key points such as fees, rates and different perks, and choose a credit card best fitting in your needs and spending habits and corresponding to your current credit rating. If you make the right balance transfer credit card deal, it will be the easiest way to consolidate your debt and run your credit card at a lower inteest rate.
Best, Manager of Immediate Credit Card Care Service |
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User Name:
Tracy Nicholson |
Date:
January 23, 2007, 5:03 am |
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I applied for a car loan and was told by my credit union that I need to establish a credit history. I have a student loan and one credit card, but how do I go about making myself more credit worthy? They suggested that I establish more credit by adding two more credit cards, but what type of credit cards would help me build additional good credit? Should I apply for store card like Walmart, Target, etc. or one like this that I will use a lot plus another major like a Discover credit card? Thanks for your help. |
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Your choice of credit card deals now depends on the type of credit history you have already established. Probably at the moment you've got a poor or even a fair credit. Yes, merchants credit cards can help you, but make sure they send monthly reports to credit agencies, otherwise, it doesn't make sense. Surely a major credit card will be more weighty. To customers with fair credit history we can offer unsecured credit cards. You can as well find student credit cards and make use of the rewards (to get a student credit card, you need a good credit rating).
Apply online for a credit card deal and improve your credit history with www.Credit-Spy.com!
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Takuara |
Date:
January 24, 2007, 3:50 am |
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What is the spending limit on credit cards for a person with bad gredit or no credit |
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Your credit limit is the maximum sum of money you can charge on a certain credit account. Surely your credit limit will depend on your credit history. Usually, a credit limit for bad credit history starts from 250 dollars. Generally, credit lines vary - it may be from $300 to $1000 and more. As suggested by the Consumer Federation of America, customers shold carry credit lines not more than 20% of the net household income. For instance, people with income of $30,000 can cap credit lines at $6,000. no credit card offers are mainly secured credit cards - you must deposit a sum of money in the bank, so the credit limit will depend on the amount. Apply online and get your credit card!
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
ariel |
Date:
February 2, 2007, 5:10 am |
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i would like to get a credit card with no annual fee and no other fees. The thing is i dont have credit. i dont have bad credit i just dont have credit. what should i apply for? |
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In a no credit situation the only credit card applications available for you are with secured credit cards which are a special type of credit cards online requiring you to make a cash deposit before you can get online credit card approval. The cash deposit you make will define the limit on your credit card but usually it is no less than $200. Although you deposit money, however, you are still charged different fees. It is because you've never had a credit card before and thus lack credit management experience. You present a high risk for your creditors and they secure their money with your deposit. Compare secured credit card offers online and apply for credit card to build your credit. In a while, if you manage your card wisely, it will be upgraded to a regular unsecured credit card with low rates and no fees.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
charles scott |
Date:
February 8, 2007, 4:04 am |
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say i got a credit card of a limit of a $1000.00. and i purchase some thing under that limit, how would they base my payments? and how would they base my payments if i went over the limit of a $1000.00? |
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Well, it depends on the terms and conditions of the credit card deal you make. When you apply for a credit card and you are approved, the approval is followed by a fine print where all your monthly payments are listed. But, no matter what credit limit you have, it is not recommended to go over it as it will damage your credit score. You should regularly make at least the minimum monthly payments and stay within your credit limit to keep a good credit standing. We provide you with best credit cards online, such as low APR credit cards or no fee credit cards offering you most enticing credit card deals. Mind it, before you apply for a credit card online, carefully study its terms to see if you qualify and can get instant online credit card approval.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Sam ross |
Date:
February 9, 2007, 4:12 am |
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Hey I have been part of your program for about 2 months - I advertise to get people to my web site - I show alot of clicks however no commision yet? How long does it take - I have emailed you 2 times already with No Response ? I would like to make money at this however im seeing no money back yet? Help please. |
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You see, credit-spy.com is just a service where you can apply for a credit card on-line. We do not have any information on your accounts, credit card balance amounts and any other personal info, as it is beyond our competence. Our site's aim is to help you and other customers to find a proper credit card for their needs among the great variety of bank credit cards (to fill out an application form you are redirected to the bank's site). So if something happens with your account, this may have been the bank's mistake or something of the kind, so apply to the bank immediately to clear out the situation. Hope everything will be OK.
Best, Manager of Immediate Credit Card Care Service |
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