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Displaying 70 to 80 (of 87 questions)
Page:   8 of 9
User User Name:
nour
Date:
April 10, 2007, 10:02 am
Expert egypt
Answer:
User The matter is that our website works to collect the best credit card deals mainly for the US residents. At the moment we make an exception and present credit cards for Canadian residents, UK credit card deals and Belgian credit cards. These credit cards are issued by the banks of the U.S., Canada, United Kingdom and Belgium. Also, if you are at the moment away from the US and the above mentioned countries, but have the citizenship of one of these countries, you can apply for the credit card according to your credit conditions and the card will be delivered to your present address. Otherwise, you can apply to local banks of Egypt.
User User Name:
jennifer
Date:
April 20, 2007, 3:49 am
Expert If there is a 3% balance transfer fee, is that a one time thing, or every month?3375
Answer:
User Thank you for asking your question. We hope our answer helps you. Balance transfer fee is a single payment charged every time you make a balance transfer. So every time you make a balance transfer, you are charged 3% ($5 minimum). Please note that some of the credit cards do not charge this fee. For instance, at our site we offer IN:NYC Card by American Expess. This one has $0 Balance Transfer Fee. Please explore our balance transfer credit card deals.
User User Name:
alexis
Date:
April 25, 2007, 3:54 pm
Expert if i dont have a bank accout can i still be appove
Answer:
User The bank account is not an indispensable criterion to be approved for a credit card. Much depends on the type of card you are going to apply for. There are the so-called secured credit cards, which are generally (but not necessarily) issued to people with bad or no credit history. To get such card you must deposit some amount of money to guarantee your ability to pay off your debt. Thus, you can’t receive a secured card without an account. If you wish to obtain an unsecured credit card however you can do without a bank account. The much more important thing is to consider your credit report and to learn your credit score. It is the score that defines your creditworthiness. Mind, that if the score is low, unsecured cards for bad credit generally charge higher interest rates and fees. The initial credit limit is rather low; it'll increase gradually as long as you pay all the bills on time. The unsecured cards can be a helpful tool in rebuilding your credit, if you use them properly (make all the payments on time). Look through the page devoted to the cards for bad credit and choose the card you like. Compare all of the terms and conditions attentively. Fill the application and wait for an approval. All the best, Manager of Immediate Credit Card Care Service
User User Name:
cindy
Date:
August 16, 2007, 3:01 pm
Expert you gave only one company for bad credit and they turned me down. are there any more choices.?
Answer:
User Thank you for addressing your requests to our service. If you applied for a credit card offered by First PREMIER Bank and they refused to approve your application, you shou;ld also keep in mind that there are also secured credit cards. These are offered by Millenium Bank (Black Diamond Visa or MasterCard) and Orchard Bank (Secured MasterCard). In this case you need a collateral to secure your credit. The possibility to get approved in this case is stronger. Please explore our secured credit card applications.
User User Name:
neela
Date:
August 24, 2007, 2:29 am
Expert Hi,

I am looking for credit cards who do not charge balance transfer fee.
Answer:
User Hello, thank you for addressing your requests to our service. We hope our answer helps you. If you a want a balance transfer credit card with no balance transfer fees, we recommend you IN:NYC Card by American Express. This one has $0 Balance Transfer Fee. Note that you can apply for this credit card if you have good or excellent credit. It also has 0% Intro APR for six months, No Annual Fee, and other features. For more detailed information explore our balance transfer credit card deals (find IN:NYC Card and click See Details).
User User Name:
peggy
Date:
September 18, 2007, 5:16 am
Expert Does closing a creditcard account affect you credit rating in a negative way?
Answer:
User Thank you for addressing your requests to our service. Please, note that there are really some ways that closing a credit card may affect your credit score in a negative way. First, you should take into consideration that partially your credit score depends on the length of your credit line, in other words, how long your accounts are opened. At least, make your minimum payments on time, thus, the longer you hold this account, the better. But do not think please, that if you close your existing accounts as soon as possible, it will increase your credit score. For instance, if you have a balance on a credit card and you cancel it, this action will never improve your credit score in any way. Many short credit lines may hurt your score, too. If you have one or two major credit cards for quite a long time, it is really not necessary to get several credit cards which may grant you, say, 10% discount on the first purchase. Be careful and good luck.
User User Name:
lisa turner
Date:
October 4, 2007, 4:16 pm
Expert I would like a transfer card with zero percent interest. Have good credit.
Answer:
User Thank you for addressing your requests to our service. We hope ouranswer helps you to find a credit card you need. Yes, among our offers, there are credit cards that allow balance transfers and have 0% inroductory APR (or, at least, as low as 3.9% as in case with Discover Motiva Card). Please, explore our 0% APR Credit Card Deals. Some of these, such as Platinum Visa by Chase Bank, have 0% Intro APR both on purchases and balance transfers. Blue from American Express has 0% Intro APR on purchases for 15 months! So you see, there rare quite enough attractive variants to choose from. You are free to apply online when you find a credit card which suits you best!
User User Name:
Nona Jean Ray
Date:
October 19, 2007, 5:53 am
Expert I am interested in credit cards for people with poor to no credit other than premier and orchard.
Answer:
User Thank you for your question. Basically our bad/no credit card applications are presented by First PREMIER Bank. These are unsecured credit cards. In case of bad/no credit score you also have an opportunity to apply for a secured credit card. These are offered by Orchard Bank and Millenium Bank. Taking into account that you do not want to deal with Orchard Bank, the only thing left to recommend you is Black Diamond Visa or MasterCard. Please, explore our secured credit card applications. See details of this credit card and if they suit you, feel free to apply for it.
User User Name:
max
Date:
December 27, 2007, 2:41 am
Expert which is the card with lowest apr you offer? (for students!)
Answer:
User Thank you fo your question. We recommend you Citi mtvU Platinum Select Visa (for college students). This one has Ongoing APR of 15.24%, No Annual Fee, 0% Introductory APR for 6 months both on balance transfers and purchases, and other features. To get more detailed information explore our student credit card deals. There are also quite many favorable options.
User User Name:
marissa
Date:
January 9, 2008, 10:50 pm
Expert need a cc for fair credit with point rewards if there are any...
Answer:
User Thank you for addressing your requests to our service. Yes, we offer a credit card with point rewards, which requires fair credit. This is No Hassle Points Rewards from Capital One. Moreover, this one has Intro APR of 0% (until June 2008) on purchases. It also has 16.4% APR, $29 Annual Fee, $0 Setup Fee, and other features. For more detailed information explore our fair credit card deals.
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