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User Name:
sarah |
Date:
January 15, 2008, 5:47 am |
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please help me i need a credit card since i have never had one it may be secured please |
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Thank you for addressing your requests to our service. Indeed, since you have no credit, the most preferable way for you now is to apply for a secured credit card. Please keep in mind that you will need a collateral to guarantee your paying off the bills on time, however you will definitely get approved according to the guaranteed approval feature of such cards. Please explore our secured credit card applications to get more information. |
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User Name:
mary chambers |
Date:
January 17, 2008, 6:33 am |
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is there any card especially for newlyweds? |
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Thank you for asking your question. Yes, at our site, there is such a card. This is The Knot Credit Card from American Express. This is a credit card developed especially for the newly married couples. With the first use of this one you will get 5,000 Membership Rewards points. Having spent over $15,000, you will obtain 10,000 additional points. Plus, there are other features. To get more detailed onformation explore our American Express credit card deals (find the card mentioned above and click 'see details' button). |
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User Name:
benjamin |
Date:
January 22, 2008, 7:45 am |
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bad credit but i want unsecured i do not want to pay money i dont have |
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Thank you for addressing your requests to our service. At this site, we do offer unsecured credit cards for bad credit. However you should always keep in mind that there is no 100% guarantee that your application will be definitely approved (on the contrary, secured credit cards have guaranteed approval). At this site bad credit cards are offered by First PREMIER Bank. Explore our bad credit card deals. Pay special attention to Centennial Gold MasterCard/Visa, our best choice. Feel free to compare, choose, and apply online. |
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User Name:
Lynn |
Date:
February 1, 2008, 1:01 am |
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what can i do to my bad credit i do not want a secured cc |
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Thank you for asking your question. AT our site you can find some variants of unsecured credit cards for the customers with bad credit. These are offered by First PREMIER Bank. While comparing these, please pay special attention to our best choice - Centennial Gold MasterCard/Visa. This credit card, among other features, also has guaranteed approval, which implies you will definitely get approved for this one. To get more detailed information on cards, compare and apply online, please explore our bad credit card deals. |
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User Name:
brad fincher |
Date:
February 5, 2008, 7:11 am |
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best balance transfer cards? |
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Thank you for addressing your requests to our service. At our site, we offer quite enough various options of credit cards with balance transfers. So all you have to do is to choose basing on your personal needs and taking into consideration the features of those cards, such as the issuer (we offer credit cards issued by Discover, American Express, Chase, and Citibank), the length of the introductory period (there are cards with the introductory rate of 0% for six months and one year), or other features, such as rewards, 0% introductry rate on purchases, and so on. To compare those credit cards and apply online please explore our balance transfer credit card deals. |
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User Name:
colleen |
Date:
March 4, 2008, 2:13 pm |
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trying to figure out which is a better deal: 0% balance transfer for 12 months or 3.9% until 2011 on $10,000
can you help me with this??? thank you |
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The profitability of a 12 months 0% intro period on balance transfers or an ongoing 3.9% depends on your determination to get rid of the credit card debt burden and your actual financial resources to do it. If you feel that you can make large enough payments on your bill each month, then the 0% intro APR on balance transfers will be your best deal. You will not only repay the whole balance in as soon as 12 months but will do it interest-free. However, such a card will be of most use if you keep from going shopping with it and thus - from accumulating interest charges on purchases. Just use this credit card to pay off the debt. Now, if becoming debt free is not your first goal but you wouldn't mind to repay it at a lower interest still, then the ongoing 3.9% on balance transfers will make you more good. You wouldn't have to find some extra funds to effect a monthly bill and just a small payment will deliver you from debt in a couple of years. |
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User Name:
pauline davis |
Date:
March 29, 2008, 9:48 am |
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Should i appy for a balance transfer on a low interest credit card if my credit balances are high?My score is 632 |
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According to your score figure, your current credit rating averages fair which makes it difficult for you to make a balance transfer credit card deal. Credit cards with balance transfers are normally issued to good and excellent credit history customers to help them pay off outstanding balances at a lower interest rate. Your inability to qualify for balance transfer is explained by the lender's reluctance to take risk associated with your poor credit card management. So, if you want to take advantage of a low interest balance transfer credit card deal you need to raise your credit score first. Try to cut down spending on your present plastic and make sure you pay the bill on time and in full each month. After a while of regular credit card payments, you will reduce your balances and boost score. Then, feel free to search and compare some of the best balance transfer cards online and apply for one to kill the debt at a lower or no interest at all. |
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User Name:
candi |
Date:
December 1, 2008, 4:18 pm |
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I have recently lowered my credit score due to settling credit card bills. I now need a loan and/or
a credit card to help with bills and they say I am not eligible(low credit score)-any suggestions?
I have been repeatedly been referred to New Millenium cards, Horizon but they are for merchandise
or work as a debit, I need $ to pay bills, help. |
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Candi, it depends on how low your credit score is. You know, there is always a way out. There are credit cards for limited credit. They will not give you a credit line of, say, $10,000. But I believe, you will be able to qualify for a credit line big enough to settle your credit card bills. As a rule, limited credit cards come with a credit limit that ranges from $300 up to $3,000. The size of your credit line will depend on your payment history and score and partly on your annual income. If you haven't been skipping your payments for a year, you will get enough money to pay off at least some part of your outstanding balance. Remember about your interest rate. Try to find a deal with the lowest APR possible. This will help you save money on interest. Consider applying for Capital One cards. They have favorable terms for low score applicants. |
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User Name:
Hope Brewer |
Date:
December 6, 2008, 1:22 pm |
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I need a credit card |
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If you are looking for a new credit card, you’ll need to apply for the card that corresponds to your credit score. If your credit is good-to-excellent, you may apply for one of the best credit cards collected on the site. They come with attractive features and options, so you will surely find the best card for your special needs. If you have an average credit, then feel free to choose a card intended specifically for people with less than perfect credit. In any way, before you apply for a credit card, check your credit score to choose the right credit card and avoid a denial. Once you decide which of the cards suits you most, click the button “Apply” and you’ll be redirected to the official website of the bank. |
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User Name:
ursula |
Date:
December 10, 2008, 5:50 am |
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Can you offer me a good family card? |
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Ursula, we actually do have something to offer you. We do not have the family credit cards section, but you can check our consumer credit cards. They have different names, but they are designed to meet the same needs. The great thing about this kind of cards is that they are available to customers with different types of credit – from no credit to good one. Every family can choose a deal that will be just what they were looking for. Customers with good credit can take advantage of low APR cards or deals with very enticing rewards programs. Households with significant debt obligations can choose an offer with favorable terms and balance transfer options. Even those with no to fair credit can benefit from exclusive savings and rewards. Just set your priorities, look through the consumer credit cards presented on our site and pick the one that will perfectly fit your spending habits, financial goals, lifestyle and family income. You can apply online through our site. |
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